Political Action Frustrations

 

I have always been a politically active and aware person, but I am extremely frustrated with left-of-center political activism right now. I am also extremely frustrated with nonprofit fundraising.

I donate now and will donate forever to various nonprofits about issues I care about. But some of them have earned a blanket ban from my wallet because of their predatory fundraising tactics.  They tell you a donation is one-time and sign you up for monthly.  They spam you with offers of stuffed animals and all-caps outrage headlines multiple times a day.  They never stop with the pleas for money, and they never tell you what the heck they are actually doing with it and how it is helping. 

I have basically stopped donating to the mainstream Democratic organizations because they sell your name to each other and suddenly you cannot even keep up with all the email and texts you must delete that bombard your personal life.  I cannot do it anymore.  I had an interesting email conversation with the guy who runs Bowers Media, Chris Bowers (or perhaps an intern using his email, who knows) about how his suggestions for donating to those blanket groups like the DCCC and DSCC and DGA and all that were a no-go for me since I have been culling the damage from my email since the election of 2012.  And the texting is way worse.  During the last election all I could do was text STOP multiple times a day and it didn't let up. It is intrusive, and it can't possibly be effective to just irritate people into donating.

So that's one of the problems.  The other is petitions.  I get so many sign this, sign that, this is really important! messages from nonprofits, officeholders, and various other political groups.  When you are in office in Congress, you are where you should be solving these problems. Why are you sending me a petition to sign? Who does it go to? Actually, it's just a pitch for money, probably.  Another predatory tactic.

I am not going to stop being active, but I am going to stop being REactive and I refuse to let this outrage mongering take over my life.  If these organizations want my support, they should tell me what they are doing, explain why this donation at this time will do something concrete, not sell my information to others of their ilk, not try to take more money than I intended to give them, and dial down the reaction language. And don't send me any more petitions, unless they have a point (for example a public comment on a project or something concrete).

Here is an example of an organization that does fundraising right: The Wildcat Sanctuary.  Whenever they ask for a donation, they explain exactly what it is for.  When I have to pause a monthly donation, they immediately do so. They have a real live person answering their phone who will immediately help me.  They send emails, but not to excess, and they never make over the top claims about how if they don't  get this money all their cats will die. Everyone else should do better and be more like them.

Refugee Assistance - Why not volunteer?

I feel like there is not enough discourse out there about immigration to the United States being a good thing for all concerned.  There is clear research showing this.  One of the few programs that most people, if questioned closely, would support is our small (compared to other Western democracies) program to resettle refugees and asylees. 

I know I can't do anything about national politics.  This incoming administration will be stopping or cutting these programs drastically, which is normal when an anti-immigrant administration takes over.  (It's also normal when a relatively neutral administration takes over, as the Biden administration didn't do much to beef up our shamefully small program either.) 

But, I can help local refugee resettlement programs by signing up to do so. So, recently I went through a process to sign up to offer a spare bedroom and some volunteer time to help such folks coming to Portland.  Our local refugee program is run by Catholic Charities. I'm now signed up to take people on errands, help people who need Arabic language skills, and offer a short term lodging to single refugees.

You can also sign up to do things like this.  What is the harm? And you will meet people who also care about other people and want to lead from a place of kindness.

 

To Solar or Not to Solar?

This week, I did some things I normally would not do.  I made a major purchase, and then I canceled it.

I'm trying to do a number of things with my house to make it a better place to live, more affordable, and also more sellable should I need to downsize at retirement, which I currently hope will be in less than ten years.  

One of those things has always been getting solar panels.

My home doesn't have south facing roof space, it is oriented east/west and I have a lot of trees.  I had a solar company come out around the time I purchased this house from my husband and his ex which was in the mid-teens.  That company basically told me that the solar could not be super efficient given my roof orientation and tree situation.  They said at the most, a rather expensive solar installation would recoup about half of the power I pay for now.

I now have an electric car, and charge it at home, so my electric bill has gone up a bit, and I was hoping that solar had gotten better / more efficient, so I did a questionnaire at Energy Trust of Oregon that sicced some companies on me.  One of them told me over the phone that they didn't recommend solar for the same reasons that I had heard before. One of them didn't end up connecting. The third was a very charming and hard charging salesperson who was very adamant that solar would work just fine for me.

Before I knew it, I was happily agreeing to a project to install a lot of panels all over my roof, possibly on the metal awning at the back of the house (facing east), and paying for it with a down payment that came from a HELOC I got for home improvements earlier this year and a substantial 25-year loan at somewhere around 8 percent interest.

Then after I finished with the solar company and set up their first site visit, they told me to call the loan company and have them walk me through the terms. The terms of the loan kind of obviated the benefit of the tax credit they had told me I would get, because the loan people will jack up the payment unless I use the tax credit to pay it down. (I was hoping the tax credit could help me with other expenses, since my husband died in 2024 and in 2025 I will have to pay a lot more in taxes at the single rate.)

I went over the loan terms and then I went and read some reviews about the company and their loan servicer, which mostly were people lamenting they had not understood these loan terms, or that they hadn't meant to sign something, but then it went into effect and they couldn't get rid of it. I think what happened is that someone sued the loan servicer and/or the solar company so now they have this requirement to walk you through the loan terms so you can't claim you didn't know.

One of the things that was explained was that I had 3 business days to cancel the loan. I thought about it. I talked to my son/tenant.  I thought about it some more. I realized that I had been rushed into this by the enthusiastic sales pitch and that the real situation was not going to work for me. So I canceled it today.

The loan servicer did not give me a hassle, but of course the solar salesman wanted to change my mind, and I hate those sorts of conversations, so it was an unpleasant phone call, but I held firm, because I am too old to get into messes out of politeness. So, no solar for us right now. I wish things were different and that this sort of project could be done through some sort of government application so that people aren't at the mercy of many different solar companies and finance companies who offer such complicated financing, because I still think it would be cool to retrofit existing homes to help with our energy crisis, our aging grids, and climate change.